Câu hỏi và đáp án môn Tiếng anh chuyên ngành EHOU, hỗ trợ học trực tuyến tại Đại học Mở Hà Nội
Hướng dẫn tìm nhanh trên trình duyệt: Ấn Ctrl+F sau đó nhập câu hỏi và nhấn Enter.
Câu hỏi 1: “pay on sight” is the same as “pay on…………….”
- present
- presentation
- presentative
- represent
Câu hỏi 2: …………….. play a primary role in the regulation of the exchange rate.
- domestic currency transactions
- external transaction
- foreign currency transactions
- money transactions
Câu hỏi 3: …………….will create a positive entry in a trade balance.
- an export
- an import
- borrowing
- importing
Câu hỏi 4: ………………….is a market in which there is little or no competition for a particular type of product or service, for which there is limited demand.
- declining market
- mass market
- small market
- Smallest market
Câu hỏi 5: ………………………the end of the film, we cried a lot.
At- In
- On
- With
Câu hỏi 6: ……………is usually related to the increase in money supply.
- deflation
- inflation
- interest
- surplus
Câu hỏi 7: …………usually increases when the economy is in recession.
- employment
- growth rate
- inemployment
- unemployment
Câu hỏi 8: ……is the place where exchange activities occur.
- exchange market
- floated market
- floating market
- money market
Câu hỏi 9: A ( n )…………………..is a list of goods that have been sold, work that has been done, showing what you must pay.
- bill
- order
- receipt
- receive
Câu hỏi 10: A banker’s draft is also known as a bank draft or a………
- banker’s account
- banker’s cheque
- banker’s note
- banker’s ticket
Câu hỏi 11: A banker’s reference proves to a third party that you are……
- creditworthy
- moneyed
- rich enough
- richness
Câu hỏi 12: A bill of exchange contains:…………………………..
- a conditional order to pay a determinate sum of money.
- an order to pay a determinate sum of money.
- an unconditional order to pay a sum of money.
- an unconditional order to pay a determinate sum of money.
Câu hỏi 13: A bill of exchange contains:………………………………..
- the name of the person who is to pay, drawee.
- the name of the person who is to pay, draweer.
- the name of the person who is to pay, drawer.
- the name of the person who is to pay.
Câu hỏi 14: A bill of exchange is also called a draft but, while all drafts are ……………………., only ‘to order’ bills of exchange can be negotiated.
- negotiable instruments
- negotiate instruments
- nonnegotiable instruments
- not negotiable instruments
Câu hỏi 15: A cheque is an order by the account holder to withdraw funds from his account, either …………… or through or through payment to another party.
- by credit
- by credit card
- in cash
- the bill
Câu hỏi 16: A cheque is only valid when it is ……………………… and is secured by a cheque card so your money can not be withdrawn from your account if someone finds your cheque book.
- signed by the account holder
- not signed by the account holder
- not signed by the payer
- signed by the drawee
Câu hỏi 17: A commercial bank (or business bank) is a type of ………………
- financial institution and intermediary
- financial institution
- trade institution and intermediary
- trade institution and mediation
Câu hỏi 18: A maid is a person who works in a…………………
- hotel room
- health centre
- hotel rooms
- restaurant
Câu hỏi 19: A promissory note is a …………… promise by one party to another that commits the maker to pay a specified sum on demand
- written, signed and unsecured
- written, signed, conditional
- written, signed, unconditional
- written, signed, unconditional and unsecured
Câu hỏi 20: A……………….is the person who work at the same place as you, especially in a profession or a business
- best friend
- colleague
- friend
- receptionist
Câu hỏi 21: After they have been paid in, cheques usually take three working days to…………
- clear
- credit
- pass
- unclear
Câu hỏi 22: An LC is a commitment by a bank on behalf of …………………………………
- the importer, foreign buyer
- the exporter, foreign buyer
- the importer, foreign seller
- the seller, foreign buyer
Câu hỏi 23: An LC is useful when …………………………………………………… is difficult to obtain
- reliable credit information about a foreign buyer
- inreliable credit information about a seller
- reliable credit information about a foreign seller
- unreliable credit information about a foreign buyer
Câu hỏi 24: Bank cards are bank-issued card with a magnetic stripe that……………………
- holds machine readable identification code
- holds machine unreadable identification code
- holds machine unreadable unidentification code
- willnot hold machine unreadable unidentification code
Câu hỏi 25: Banking experts in developed countries defines a commercial bank as a ……………..
- profit-oriented financial institution.
- nonprofit-oriented financial institution.
- oriented financial institution.
- unprofit-oriented financial institution.
Câu hỏi 26: Banks need to seek new services to meet the…………needs.
- change
- changed
- changing
- unchange
Câu hỏi 27: Can you show me how to…………………this laptop computer? I don’t need to use it any more.
- turn off
- turn on
- turn out
- turning off
Câu hỏi 28: Christmas has become very………….. over recent years.
- commerce
- commercial
- commercialization
- commercialized
Câu hỏi 29: COD means cash on……………..
- deliver
- delivered
- delivery
- will deliver
Câu hỏi 30: Commercial banks engage in…………………
- processing of payments by way of telegraphic transfer, EFTPOS, internet banking, or other means.
- processing of payments by way of telegraphic transfer, internet banking, or other means.
- processing of payments by way of telegraphic transfer, EFTPOS.
- processing of payments by way of telegraphic transfer, internet banking.
Câu hỏi 31: Commercial banks’ functions are to……………
- create money, support smoothly payments mechanism, help community savings, support smoothly international transaction,store valuable goods, provide other services
- create money, support smoothly payments mechanism, help community savings, store valuable goods, provide other services
- support payments mechanism, help community savings, support international transaction,store valuable goods, provide other services
- support smoothly payments mechanism, help community savings, support smoothly international transaction,store valuable goods, provide other services
Câu hỏi 32: Components of balances of payments are ……………………….
- capital and financial account
- current account and capital account
- current account and capital and financial account
- personal account and capital account
Câu hỏi 33: Credit cards will be issued…………
- if you have
- if you’re rich enough
- subject
- subject to status
Câu hỏi 34: Current account includes ………………………
- goods, services, incomes and current transfers
- services, incomes and current transfers
- trade balance, goods, services, and current transfers
- trade balance, goods, services, incomes and current transfers
Câu hỏi 35: Current account…………..may apply for a Grimleys Credit Card.
- holders
- owners
- people
- users
Câu hỏi 36: Despite operating in the same city, the cultures of these two companies are different……………each other.
- for
- from
- in
- with
Câu hỏi 37: Direct instruments comprise ………
- devaluation the measure is intended to make the currency depreciated, revaluation.
- devaluation the measure is intended to make the money devaluation.
- devaluation the measure is intended to make the money revaluation.
- the measure is intended to make the currency depreciated, revaluation.
Câu hỏi 38: Don’t worry. I can………………..you………………at the airport and take you to your hotel.
- pick/up
- carry/on
- pick/with
- see/off
Câu hỏi 39: Emerging countries appear to face greater ……., as they have much smaller variations of the nominal exchange rate
- fear of exchange
- fear of exchanging
- fear of floating
- fear of loss
Câu hỏi 40: Everybody likes working………………….because they can decide what time they start or finish their work.
- flexible hours
- fixed hours
- inflexible hours
- part-time
Câu hỏi 41: Everyday millions of people……………….to the Internet to share information, do business and communicate with each other.
- connect
- concept
- convince
- Persuade
Câu hỏi 42: Exchange rate is the value of one currency of one country in relation ………….another.
- as
- in
- to
- with
Câu hỏi 43: Exchange rate means the price of one country’s currency in units of another ………… or commodity.
- currency
- gold
- goods
- money
Câu hỏi 44: Factors influencing the supply and demand of a currency are …………
- economic factors, political conditions and market psychology.
- economic factors, political conditions.
- political conditions and market psychology.
- some conditions and market psychology.
Câu hỏi 45: Famous paintings are usually sold by…………………….
- auction
- bid
- higher price
- highest price
Câu hỏi 46: Flight VN 123 is leaving from ………………………..38
- gate
- platform
- station
- stop
Câu hỏi 47: He can ……………a lot of money from this investment.
- earn
- earned
- earning
- earns
Câu hỏi 48: He is a factory’s………….manager.
- production
- product
- producted
- productive
Câu hỏi 49: He…………………in Hanoi for 3 years then moved to HCMCity and he………………there since then.
- lived/has lived
- has lived/has lived
- has lived/lived
- have lived/lived
Câu hỏi 50: Here’s the fifty dollars I ………………
- must return
- owe you
- pay you back
- returning
Câu hỏi 51: How much do you know he has just inherited………his parents and what has he done………this money?
- from/with
- for/of
- in/from
- of/from
Câu hỏi 52: I bought a TV which doesn’t work, I’ll take it back to the shop to get………
- a refund
- a repayment
- my money return
- repay
Câu hỏi 53: I am paying for my new car in 36 monthly…………….
- install
- Installments
- parts
- pieces
Câu hỏi 54: I didn’t have much time yesterday so I only……………..the web to get main information
- browsed
- browsing
- downloaded
- searched
Câu hỏi 55: I don’t like being told what to do, I enjoy working on my………………………..
- own
- foot
- owning
- self
Câu hỏi 56: I earn a lot of money, but I have a lot of………………..
- expenses
- paid
- paying
- Payouts
Câu hỏi 57: I think it is…………….to send the report now so I’ll bring it to the head office tomorrow morning.
- too late
- much late
- soon
- such late
Câu hỏi 58: I’d like………………….you with Monique, one of may colleague.
- to introduce
- introduce
- introduced
- introducing
Câu hỏi 59: If you need to borrow money, you can apply to your bank for an……….
- overdraft
- overdraft facility
- overdraft opportunity
- overdraft possibility
Câu hỏi 60: If you need to borrow more money from your bank, you can ask them to increase your……………
- overdraft level
- overdraft limit
- overdraft supplement
- overdraft supply
Câu hỏi 61: If you want to borrow money form a third party, you may have to supply a…………
- banker’s promise
- banker’s promising
- banker’s reference
- banker’s support
Câu hỏi 62: If your account is overdrawn, charges may…………
- apply
- applying
- happen
- occur
Câu hỏi 63: Impex is and international company which deals ……… a wide variety of goods.
- for
- in
- of
- with
Câu hỏi 64: In a shop, I get a refund, you usually have to show the……
- bill of lading
- payment ticket
- receipt
- recipe
Câu hỏi 65: In a……………….., goods are high quality and expensive.
- luxury market
- mass market
- niche market
- small market
Câu hỏi 66: In accordance with our usual terms, payment will be by……………This is a letter from a bank authorizing payment of a certain sum to a person or a company.
- banker’s draft
- cheque
- credit
- letter of credit
Câu hỏi 67: In Russia, banking sector is still dominated by state-controlled banks while in Kazakhstan has…….all its banks.
- nation
- national
- nationalized
- privatized
Câu hỏi 68: In some past years, it has suffered………deficit trade balance.
- from
- in
- of
- with
Câu hỏi 69: In the long term………….is due to increase in the price of raw materials. This is the situation where prices rise to keep up with increased production cost.
- deinflation
- devaluation
- inflation
- recession
Câu hỏi 70: International parity conditions include ……………
- relative purchasing power parity, domestic fisher effect, international fisher effect.
- relative purchasing power parity, interest rate parity, domestic fisher effect, international fisher effect.
- relative purchasing power parity, interest rate parity, domestic fisher effect.
- relative purchasing power parity, interest rate parity, domestic, fisher effect.
Câu hỏi 71: International trade credit and the documents associated with it are ………………………… than their domestic equivalents.
- complicate
- less complicated
- more complicated
- simplier
Câu hỏi 72: It is difficult for wine producers to calculate their exact profits because of the ………. of wine price in the future.
- certain
- certainly
- certainty
- uncertain
Câu hỏi 73: It is difficult to collect all the debts…………… for that company.
- provide
- providing
- provision
- will provide
Câu hỏi 74: Japan was very rapidly…………. in the late 19th century.
- industrialized
- industrialization
- industrious
- industry
Câu hỏi 75: Letters of credit (LCs) are one of the most ………………………available to international traders.
- versatile and secure instruments
- irversatile and insecure instruments
- irversatile and secure instruments
- versatile and unsecure instruments
Câu hỏi 76: My main responsibility is……………..with customers, suppliers and their problems.
- dealing
- deal
- exchanging
- solving
Câu hỏi 77: New current account customers can borrow up to $200 in the form of a low- interest…………..
- draft
- overdraft
- overspent
- overtake
Câu hỏi 78: Now staff can……………………..on Friday, not uniform any more.
- casual dress
- dress casual
- dress casually
- Dress well
Câu hỏi 79: One of the benefits of forex trading vs. equity trading is………….
- equal access to market information
- equality access to market information
- unequal access to market information
- unimportant access to market information
Câu hỏi 80: One of the benefits of trading forex on the internet is …………
- high transaction costs
- higher transaction costs
- low transaction costs
- lower transaction costs
Câu hỏi 81: One of the roles of the commercial bank is to……………
- act as a storehouse of the country or region’s wealth
- be never act as a storehouse of the country or region’s wealth
- not act as a storehouse of the country or region’s wealth
- will not act as a storehouse of the country or region’s wealth
Câu hỏi 82: One of the roles of the commercial bank is to……………
- invest in new businesses.
- invest in businesses.
- invest in old businesses.
- will not invest in new businesses.
Câu hỏi 83: One of the roles of the commercial bank is to……………
- be larger the commercial bank, the greater role it plays in the economy
- be medium the commercial bank, the greater role it plays in the economy
- be smaller the commercial bank, the greater role it plays in the economy
- bebetter the commercial bank, the greater role it plays in the economy
Câu hỏi 84: One of the roles of the commercial bank is to……………
- offer business bank accounts with standard options, such as deposits, withdrawals and loans.
- don’t help business bank accounts with standard options, such as deposits, withdrawals and loans.
- don’t offer business bank accounts with standard options, such as deposits, withdrawals and loans.
- will not help business bank accounts with standard options, such as deposits, withdrawals and loans
Câu hỏi 85: Our bank is now providing ATM card for all existing customers…………….
- charge
- charge freely
- free charge
- free of charge
Câu hỏi 86: Over the last fifty years, UK family income……………in real terms.
- double
- doubled
- has doubled
- was doubling
Câu hỏi 87: Over the last month, oil prices have fluctuated widly …………$96……..$123
- between/and
- from/to
- in/of
- to/from
Câu hỏi 88: Please, enclose the invoice…………the goods ordered by our company.
- with
- for
- on
- to
Câu hỏi 89: Please, give us the invoice number ………………any communication.
- for
- in
- of
- on
Câu hỏi 90: Prices rocketed …………..the beginning of the month and reached a new peak………..$45
- at/of
- in/of
- in/to
- on/at
Câu hỏi 91: Recently, UK family income……………in real terms.
- doubled
- doubling
- has doubled
- was doubled
Câu hỏi 92: Regular automatic payments of the same amount are called…………..
- direct debits
- direct orders
- standing debits
- standing orders
Câu hỏi 93: Regular bank statements will be sent to you by post, listing recent………………
- events
- payments
- transactions
- transacts
Câu hỏi 94: Remember to get………………….the bus at the city park and then walk to the office.
- off
- of
- on
- out of
Câu hỏi 95: Remittance is …………………………
- a method of payment
- a method of transfer
- an account
- type of account
Câu hỏi 96: Revenue represents any increase in owners’ equity resulting…………the operations of a business.
- from
- in
- of
- to
Câu hỏi 97: Sara’s husband is working………………a reporter for Vietnam News. He writes financial articles
- as
- in
- like
- on
Câu hỏi 98: Sofitel hotel has an excellent range of faciltities and no doubt you will be aware…..the fact that the local area is rich in cultural interest.
- for
- of
- to
- with
Câu hỏi 99: Sometimes she and her boss……………….personal issues
- discuss
- speak
- speaking
- talk
Câu hỏi 100: Spain now uses the euro. Pesetas are no longer……..
- good money
- legal money
- legal tender
- legalize tender
Câu hỏi 101: Spending ………….alcoholic drinks was at 3%.
- For
- in
- on
- To
Câu hỏi 102: The balance of payments ……………. an important role in the balance system of countries
- don’t play
- playing
- plays
- will play
Câu hỏi 103: The best things in life are…………………..
- free
- freely
- not bought and sold
- not for sale
Câu hỏi 104: The bookkeeper’s job is to keep an accurate record of………… data.
- financial
- finance
- financed
- financing
Câu hỏi 105: The BOP serves as an instrument governments and public institutions make use of to regulate ………………….. on the macro scale
- external relations
- few relations
- internal relations
- many relations
Câu hỏi 106: The capital account, includes an economy’s transactions with nonresidents in ………… and in capital transfers.
- nonproduced, financial assets
- nonproduced, nonfinancial assets
- produced, nonfinancial assets
- productive, nonfinancial assets
Câu hỏi 107: The compiling economy records debit entries for imports of goods, financial items reflecting …………………………….
- decrease in assets
- don’t increase in assets
- increase in assets
- increased in assets
Câu hỏi 108: The cost of housing, ………….mortgage interest payments has more than doubled from 9% to 20%.
- include
- included
- including
- not include
Câu hỏi 109: The country is now………..risk from a sharp rise in the local currency.
- at
- in
- of
- on
Câu hỏi 110: The country is now………….risk from a sharp increase in the local currency.
- at
- by
- in
- on
Câu hỏi 111: The current rate of interest for………..overdraft is 6.7%APR.
- allowed
- authorized
- permitted
- unauthorized
Câu hỏi 112: The foreign exchange comprises ……..used in international transactions.
- assets
- finance
- financial assets
- money
Câu hỏi 113: The foreign exchange market is considered an over-the-counter (OTC) or ‘Interbank’ market, ………over the telephone or via an electronic network.
- due to the fact that transactions are conducted between four counterparts
- due to the fact that transactions are conducted between three counterparts
- due to the fact that transactions are conducted between two counterparts
- due to the fact that transactions are not conducted between three counterparts
Câu hỏi 114: The foreign exchange market plays an/a …………………….part in the market economy
- indispensable
- needed
- unimportant
- unnecessary
Câu hỏi 115: The foreign exchange market, commonly referred as ………… is a form of exchange for the global decentralized trading of international currencies.
- currency market
- floating market
- forex, FX
- forex, FX, or currency market
Câu hỏi 116: The forex market participants include ……..
- central banks, other banks, commercial companies, retail brokers, investors and speculators.
- central banks, other banks, interbank brokers, commercial companies, retail brokers, investors and speculators.
- central banks, other banks, interbank brokers, commercial companies, retail brokers, hedge funds, investors and speculators.
- central banks, other banks, interbank brokers, retail brokers, hedge funds, investors and speculators.
Câu hỏi 117: The loan is…………….in monthly installments.
- paid
- pay
- paying
- pays
Câu hỏi 118: The new sales manager will have…………………for the European market.
- responsibility
- chance
- commission
- opportunity
Câu hỏi 119: There are………… types of exchange rates.
- 2
- 3
- 4
- 5
Câu hỏi 120: There are…………roles of balances of payments
- five
- four
- three
- two
Câu hỏi 121: There has been a wild…………….. in dollars in some past days.
- fluctuate
- fluctuating
- fluctuation
- will fluctuate
Câu hỏi 122: There is a strong…………………, and paid-for-placement companies must offer services which seems to be different from their competitors’
- competing
- competition
- competitive
- incompetitive
Câu hỏi 123: There is so much for …………
- equality
- equal
- inequal
- unequal
Câu hỏi 124: These shares …………………me a good return recently.
- have given
- are giving
- gave
- give
Câu hỏi 125: These three items …………….nearly 50% of all family expenditure.
- account to
- made in
- made of
- made up
Câu hỏi 126: They are black market …………………
- profiteers
- nonprofit
- profit
- profitable
Câu hỏi 127: They are enjoying ………….. competition.
- healthy
- dishealthy
- health
- unhealthy
Câu hỏi 128: They bought receivables …………Ground company…their own risk.
- from/at
- at/from
- at/with
- of/at
Câu hỏi 129: They have…………the house for them at $ 10,000.
- valued
- invaluable
- valuable
- value
Câu hỏi 130: They pay……………. and suppliers on a regular basis.
- employees
- employee
- employer
- employment
Câu hỏi 131: To………………….down a text, all you have to do is to click on the arrow on the right hand side of the screen.
- scroll
- roll
- scold
- scrolling
Câu hỏi 132: Transfer isan order by the account holder ……………….. to pay for another party, or transfer the funds to his other account.
- to withdraw funds from his account
- to withdraw funds from drawee
- to withdraw funds from drawer
- will withdraw funds from drawer
Câu hỏi 133: Two or more customers may apply for a …………
- joint account
- current
- together account
- two-person account
Câu hỏi 134: Under the conventions of the system, the compiling economy records credit entries for …………………, financial items
- buying of goods
- exports of goods
- import of goods
- internal goods
Câu hỏi 135: Vietnam’s economy mainly relies …………exploiting natural resources.
- at
- of
- on
- with
Câu hỏi 136: We enclose our…………., which is a formal request for payment.
- bill of lading
- cheque
- quotation
- receipt
Câu hỏi 137: We pay our employees and suppliers ……..a regular basis.
- at
- by
- in
- on
Câu hỏi 138: We should liaise………that bank regarding our cash flow.
- from
- in
- to
- with
Câu hỏi 139: What gave rise……….this problem?
- for
- from
- in
- on
Câu hỏi 140: When drawing a cheque, it is …………………… The drawer must writes cheques in ink and avoid as much blank as possible for fraudulence and use the ruler to cross out any blanks.
- obligatory to complete all
- not obligatory to complete all
- optional to complete all
- unobligatory to complete
Câu hỏi 141: When I write out a cheque, I keep a record by filling in the……..
- bill
- counterfoil
- invoice
- receipt
Câu hỏi 142: When Iam away next week, could you…………..a few problems for me?
- deal with
- dealed with
- dealing with
- will deal with
Câu hỏi 143: When you acknowledge…………of your new debit card.
- receipt
- receive
- reception
- the receiving
Câu hỏi 144: While your account is……………credit, there are no charges.
- in
- of
- under
- with
Câu hỏi 145: Women can not stop………………new shoes, handbags when seeing them.
- buy
- buyed
- buying
- will buy
Câu hỏi 146: Women usually have debts………….basic things for the home like rent and services.
- for
- in
- on
- with
Câu hỏi 147: You may……….. your account at any time.
- close
- end
- finish
- start
Câu hỏi 148: You must supply documents……accordance…..the terms specified in the contract.
- in/in
- in/of
- in/with
- with/with
Câu hỏi 149: You will be sent a PIN (Personal……………..Number).
- identification
- identified
- identifier
- identifying
Câu hỏi 150: You will need to ………….your PIN each time you use the card.
- enter
- put in
- type
- typical
